More than an insurance partner

Our SME Business team will be able to offer you a wide range of advice relating to covering your businesses liabilities, including contractors, public and products liability and employers’ liability insurance.

We can also provide bespoke solutions for the more high risk liability risks, whilst also offering Sole Trader liability covers.

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How we can help

Over the years we've worked with hundreds of clients on hundreds of different construction projects.
This experience has given us access to a full range of products dedicated to construction and related industries.

Sole Trader
Partnerships
Limited Companies
 

 

Corporate Business

Smarter SolutionsTM

Our processes, products and services all combine into a well structured and proven approach. We work with individuals on a one to one basis, talking, asking questions and making sure we fully understand the pressures you are facing.

Our risk solutions are smarter as a result.

 

 

"Ermin have been delighted to be associated with Brunsdon since we started in 1966. Accordingly they have a good understanding of our business requirements and have always dealt with us with a 1st class professional service whilst still retaining a personal touch."
Nigel Kelly, MD - Ermin Plant (Hire & Services) Ltd

 

Essential Business Protection
Cyber
Liability

A breach of your cyber security is one of the biggest threats to your business that the 21st century has to offer!

In 2014, 81% of large corporations and 60% of small businesses were compromised, with average costs ranging from £65K to £1.5 m.*

You are particularly liable to attack if your company holds sensitive customer data, including financial information and/or relies heavily on IT to conduct its business.

Our knowledge and experience to design a tailored solution will complement your existing cover.

*Source: British Insurers Association

Management Liability Protection

As a business, directors, senior staff and employees have responsibilities that can be of a civil criminal or regulatory nature.

Regardless of fault, an action against your company or any past, present or future directors, officers or employees could incur significant legal costs to defend.

Whether public, private or non-profit, these exposures exist. Covers include:

Directors and Officers Liability

Personal liability covering the legal costs, awards and settlements for any claim or regulatory action

Employment Practices Liability

Employment claims including wrongful dismissal, discrimination and harassment, (whether from employees or third parties), including for legal costs, awards and settlements.

Commercial Legal Expenses
Designed to cover the cost of defending legal claims made against you or your business, including the appointment of legal counsel and expert witnesses.