Providing enhanced covers for small & medium businesses

Providing enhanced covers for small & medium businesses.

All businesses are not the same and our expert team will help you find the right insurance solution for you.

Flexible cover tailored to your individual business needs, with a unique cost effective simplistic approach.

 

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Essential Business Protection
Cyber
Liability

A breach of your cyber security is one of the biggest threats to your business that the 21st century has to offer!

In 2014, 81% of large corporations and 60% of small businesses were compromised, with average costs ranging from £65K to £1.5 m.*

You are particularly liable to attack if your company holds sensitive customer data, including financial information and/or relies heavily on IT to conduct its business.

Our knowledge and experience to design a tailored solution will complement your existing cover.

*Source: British Insurers Association

Management Liability Protection

As a business, directors, senior staff and employees have responsibilities that can be of a civil criminal or regulatory nature.

Regardless of fault, an action against your company or any past, present or future directors, officers or employees could incur significant legal costs to defend.

Whether public, private or non-profit, these exposures exist. Covers include:

Directors and Officers Liability

Personal liability covering the legal costs, awards and settlements for any claim or regulatory action

Employment Practices Liability

Employment claims including wrongful dismissal, discrimination and harassment, (whether from employees or third parties), including for legal costs, awards and settlements.

Commercial Legal Expenses
Designed to cover the cost of defending legal claims made against you or your business, including the appointment of legal counsel and expert witnesses.

 

 

"Ermin have been delighted to be associated with Brunsdon since we started in 1966. Accordingly they have a good understanding of our business requirements and have always dealt with us with a 1st class professional service whilst still retaining a personal touch."
Nigel Kelly, MD - Ermin Plant (Hire & Services) Ltd