More than an insurance partner

Did you know that there were 16,502 corporate insolvencies in 2016, an increase of 13% on the previous year?*

Imagine one of your customers went into insolvency and couldn't pay you... 

  • How would it affect your business, cash flow and staff?
  • How would you get your money back?
  • How would you make up for lost profits?

Credit insurance helps protect your business against the risk of bad debt so that you can confidently get on with running and growing your business.

How creditworthy are your customers?

Click the link below for our quick free, simple service.

  1. Provide us with up to 10 businesses you want us to look into.
  2. We'll give you an indication of the level of cover you could receive.

Submit Information

*Total claims paid to businesses due to non-payment by debtors in 2016 was £210million, the equivalent of over £4 million a week and up just over 40% on 2015; the highest since 2009. The total value of bad debts issued to UK businesses in 2016 was over £920m. Corporate insolvencies have risen 4.5% from Q4 2016 to Q1 2017 and are 5.3% higher than this time last year.

Source:
https://www.gov.uk/government/collections/insolvency-service-official-statistics

 

Corporate Business

Smarter SolutionsTM

Our processes, products and services all combine into a well structured and proven approach. We work with individuals on a one to one basis, talking, asking questions and making sure we fully understand the pressures you are facing.

Our risk solutions are smarter as a result.

 

 

Essential Business Protection
Cyber
Liability

A breach of your cyber security is one of the biggest threats to your business that the 21st century has to offer!

In 2014, 81% of large corporations and 60% of small businesses were compromised, with average costs ranging from £65K to £1.5 m.*

You are particularly liable to attack if your company holds sensitive customer data, including financial information and/or relies heavily on IT to conduct its business.

Our knowledge and experience to design a tailored solution will complement your existing cover.

*Source: British Insurers Association

Management Liability Protection

As a business, directors, senior staff and employees have responsibilities that can be of a civil criminal or regulatory nature.

Regardless of fault, an action against your company or any past, present or future directors, officers or employees could incur significant legal costs to defend.

Whether public, private or non-profit, these exposures exist. Covers include:

Directors and Officers Liability

Personal liability covering the legal costs, awards and settlements for any claim or regulatory action

Employment Practices Liability

Employment claims including wrongful dismissal, discrimination and harassment, (whether from employees or third parties), including for legal costs, awards and settlements.

Commercial Legal Expenses
Designed to cover the cost of defending legal claims made against you or your business, including the appointment of legal counsel and expert witnesses.